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Pre Settlement Loans. Pre Settlement Funding.

Redwood Funding Group never charges fees and never compounds the interest. One Fixed Rate of 15%. Borrow $1,000, You Owe $150 Every Six Months. That’s It!.

What is Pre Settlement Loans or Pre Settlement Funding and why might you need it?

Like everyone, you have regular bills. These bills can be rent or mortgage to pay. Moreover, you also probably have phone bills, car bills and internet bills.  Additionally, you might also have electric bills and food bills. Those bills are a constant and we all do our best to pay them on a regular basis.

Assume for example, that you were in an accident wherein you were struck by a car while crossing the street. Consequently, an ambulance takes you to the hospital where x rays are taken and you are released the next day. Hence, you now you have an ambulance bill to pay, an  ER bill, x ray bills and bills for your treatment overnight.

Hire A Lawyer:

As a result that this accident was not your fault you hire the best lawyer. The lawyer sends you to a chiropractor or orthopedist to manage your injuries.  Thereafter, the chiropractor sends you for an mri and starts you on weekly physical therapy. All of this will increase the value of your injuries and help your case.

However, it will also will generate bills from the chiropractor, the mri facility and ongoing bills from the PT facility. In addition to your regular bills you have new medical bills that are much higher than your normal bills. How are you going to pay these bills?

Pre Settlement Loans Pre Settlement Funding:

Pre Settlement Funding and Pre Settlement Loans companies will advance you money today. You will only have to pay the loan back if you win your lawsuit or settle. If you lose your lawsuit you will owe nothing. However, you might ask yourself, ‘why do I need Pre Settlement Funding or a Pre Settlement Loan? I was not at fault, this case is a slam dunk’. WRONG!

Accident Insurance Companies:

Anyone and everyone driving a car has auto insurance. All states require it. Even if the other car has no insurance, your own insurance company will often step into the shoes of the responsible party. Let us assume, however, that the car responsible for your accident has insurance. That insurance company will both hire a lawyer to defend the person responsible for the accident AND pay the settlement or verdict if you win.

Again, you might ask, ‘why is this relevant, this case is a slam dunk’. Here’s why: 1) Every lawyer will do everything in his power to make an effort to absolve his client from liability and/or 2) delay, and delay your case and settlement. Why? Because the insurance does not want to pay your settlement and will make money by delaying payment. All insurance companies, think of GEICO, Allstate and State Farm, have thousands of ongoing lawsuits defending lawsuits. When you add up the value of all of these lawsuits you might get an idea how much money or interest these companies make just by delaying your case one week, month or year. Millions, at least.

Make Plaintiff Sweat:

Knowing that an accident victim has all these bills to pay the insurance companies have every incentive to delay your case and make you sweat. With bills piling up and problems paying increasing, an accident victim will be more likely to settle his case for less than it is worth. The longer the insurance companies drag out the case the more likely you will settle for less AND the more money they make investing that unspent money. What is a single accident victim to do in this situation?

Enter Pre Settlement Funding and Pre Settlement Loans:

Legal Funding companies will advance money to you today in exchange for an agreement to be paid back if you win or settle your case. It really is that simple. This windfall of fresh money today will help you pay these new and old bills and fight for the full value of your lawsuit. instead of settling for pennies on the dollar value of your lawsuit, you can onw go for the full value without breathing down your lawyers neck to get this case over with.

How to Choose the Right Legal Funding Company for You:

In one word; Carefully! There are many Pre Settlement Funding and Pre Settlement Loan companies out there. These Legal Funding companies make their money in many ways and you, the accident victim, have to be very careful about selecting the best Legal Funding company for you.

To every Pre Settlement Funding or Pre Settlement Loan Company, you must ask the following questions to weed out the best company for you:


  1. Do you charge fees to do this deal? Most Legal Funding Companies charge an application fee, processing fee, underwriting fee or opening fee. Some Legal Funding companies charge an ongoing management fee and a closing fee. These fees can add up to hundreds of dollars on top of whatever amount of money your are borrowing. For example, if you are borrowing $2,000 and your fees and $300 you will responsible for paying interest on $2,300. Trust me.


2. Do you compound your interest? Monthly? The most common way these Pre Settlement companies make their money is by charging interest. The secret method to charging interest is to monthly compound the interest. This means you will pay interest this month based upon last months principal and interest and so on.  Some of these Legal Funding companies will advertise 3.99% interest but they are charging monthly compound interest which will make them about 80% interest in one year. To me that’s crazy!

3. Exactly what will I owe after 1,2,and 3 years after my loan? If the Pre Settlement Loan company does not give you a straight answer as to how much you will owe, hang up. They might be hiding something bad.

Why Use Redwood Funding Group:

Redwood Funding Group never charges fees in any form, ever. We also never compound our interest. We have one fixed rate. The interest you pay is 15% of the amount borrowed for each 6 month period that you have the money. For example, if you borrow $1,000, you will owe $150 for every six months you have our money.

Redwood Funding Group is so confident that we are the cheapest Pre Settlement Funding in the world that we put a guaranteed repayment chart right on our website. We challenge you find another Pre Settlement Funding company with a guaranteed repayment schedule on its website. Moreover, you won’t find a cheaper Legal Funding company in the entire country.

Give us a try. Apply now on the website with no obligation.







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